* Q4 oper EPS $041 vs est $037 Stocks       Financials * Net premiums earned rise 9 pct * Combined ratio falls 37 pct (Adds company and analyst comments, updates stock movement) By Abhinav Sharma BANGALORE, Jan 20 (Reuters) , Progressive Corp ( PGRN ), one of the largest US auto insurers, posted a better than expected quarterly profit, helped partly by a 9 percent rise in earned premiums and lower claim frequency The improvement in earned premiums was due to the extra week of activity in December and the strong underwriting income, a company spokesman said by phone "The big deal last year was a loss ratio, which was 745 percent by a lot of storm activity," analyst Michael Grasher of Piper Jaffray said He said the loss ratio is positively impacted by the lower claim frequency due to a decline in storm activity in the fourth quarter 
Share:  * Q4 oper EPS $041 vs est $037 Stocks       Financials * Net premiums earned rise 9 pct * Combined ratio falls 37 pct (Adds company and analyst comments, updates stock movement) By Abhinav Sharma BANGALORE, Jan 20 (Reuters) , <span class="company">Progressive</span> Corp ( PGRN ), one of the largest US auto insurers, posted a better than expected quarterly profit, helped partly by a 9 percent rise in earned premiums and lower claim frequency The improvement in earned premiums was due to the extra week of activity in December and the strong underwriting income, a company spokesman said by phone<span class="sent"> "The big deal last year was a loss ratio, which was 745 percent by a lot of storm activity," analyst <span class="analyst">Michael Grasher</span> of Piper Jaffray said</span> He said the loss ratio is positively impacted by the lower claim frequency due to a decline in storm activity in the fourth quarter...* Q4 oper EPS $041 vs est $037 Stocks       Financials * Net premiums earned rise 9 pct * Combined ratio falls 37 pct (Adds company and analyst comments, updates stock movement) By Abhinav Sharma BANGALORE, Jan 20 (Reuters) , <span class="company">Progressive</span> Corp ( PGRN ), one of the largest US auto insurers, posted a better than expected quarterly profit, helped partly by a 9 percent rise in earned premiums and lower claim frequency The improvement in earned premiums was due to the extra week of activity in December and the strong underwriting income, a company spokesman said by phone<s Tweet this 

That happened for me a few weeks ago when getting a rate quote on Progressive Insurance's Web site. The quote process starts off as most financial service applications do by asking for some basic information , in my case name, address and date of birth. But the similarities with other processes ends right there..Innovation #1 , Prefilled Application Information: Progressive used my basic details to pull back and prefill the cars I own (in this case my Honda Civic and my wife's Saab 93). 
Share:  <span class="sent">That happened for me a few weeks ago when getting a rate quote on <span class="company">Progressive Insurance</span>'s Web site. The quote process starts off as most financial service applications do by asking for some basic information , in my case name, address and date of birth. </span> But the similarities with other processes ends right there..Innovation #1 , Prefilled Application Information: Progressive used my basic details to pull back and prefill the cars I own (in this case my Honda Civic and my wife's Saab 93). Tweet this