batchsize=3;
event_count=8;
year=2010;
month=7;
day=30;
hour=12;
minute=27;
second=17;
event_date=2010-07-29 17:19:06;
sort_date=40388.721597;

. Adding its excess capital to its loan loss reserve of $1.6 billion,
Zions has about $5 billion of capital and reserves as a cushion against potential credit losses. With an average loss of $1 billion, the bank now has enough cash to withstand five years of credit losses, Adams said.
Brian Klock, an analyst at New York investment bank Keefe Bruyette and Woods, said Zions arranged the deal because it wants to pay back $1.4 billion in TARP funds it received from the government in 2008. "The transaction helps them get closer to that goal by lowering the risk of one of their pool of investments," Klock said
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. Adding its excess capital to its loan loss reserve of $1.6 billion, <span class="company">Zions</span> has about $5 billion of capital and reserves as a cushion against potential credit losses. With an average loss of $1 billion, the bank now has enough cash to withstand five years of credit losses, Adams said.<span class="sent"> <span class="analyst">Brian Klock</span>, an analyst at New York investment bank Keefe Bruyette and Woods, said <span class="company">Zions</span> arranged the deal because it wants to pay back $1.4 billion in TARP funds it received from the government in 2008.</span> "The transaction helps them get closer to that goal by lowering the risk of one of their pool of investments," Klock said..... Adding its excess capital to its loan loss reserve of $1.6 billion, <span class="company">Zions</span> has about $5 billion of capital and reserves as a cushion against potential credit losses. With an average loss of $1 billion, the bank now has enough cash to withstand five years of credit losses, Adams said.<span class="sent"> <span class="analyst">Brian Klock</span>, an analyst at New York investment bank Keefe Bruyette and Woods, said <span class="company">Zions</span> arranged the deal because it wants to pay back $1.4 billion in TARP funds it received from the government in 2008.</span> "The transaction helps them get closer to that goal by lowering the risk of one of their pool of investments," Klock said....With an average loss of $1 billion, the bank now has enough cash to withstand five years of credit losses, Adams said.<span class="sent"> <span class="analyst">Brian Klock</span>, an analyst at New York investment bank Keefe Bruyette and Woods, said <span class="company">Zions</span> arranged the deal because it wants to pay back $1.4 billion in TARP funds it received from the government in 2008.</span> "The transaction helps them get closer to that goal by lowering the risk of one of their pool of investments," Klock said. "In doing so, it strengthens their capital ratios to target levels the regulators would approve of to allow them to repay TARP," Klock said. What those levels are isn't clear.
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Chief Pulse Comment by Harris H Simmons
event_date=2010-07-29 10:39:44;
sort_date=40388.444259;


Read more about the jobs data here.
Zions Bancorp ( ZION 21.92 , +0.66 , +3.10% ) gained 3.4%. Analysts at Morgan Stanley reiterated an overweight rating for the bank in a note Thursday. Analysts said that
Zions entered into a swap with Deutsche Bank to reduce
Zions' risk weighted assets by about $4 billion, and called the widely anticipated move the right choice, as it would be less dilutive than issuing equity.
"Zions is one of our top picks in the madcap bank space, with one of the most attractive valuations," said analyst Ken Zerbe.
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Read more about the jobs data here. <span class="company">Zions</span> Bancorp ( ZION 21.92 , +0.66 , +3.10% ) gained 3.4%. Analysts at Morgan Stanley reiterated an overweight rating for the bank in a note Thursday. Analysts said that <span class="company">Zions</span> entered into a swap with Deutsche Bank to reduce <span class="company">Zions</span>' risk weighted assets by about $4 billion, and called the widely anticipated move the right choice, as it would be less dilutive than issuing equity.<span class="sent"> "<span class="company">Zions</span> is one of our top picks in the madcap bank space, with one of the most attractive valuations," said analyst <span class="analyst">Ken Zerbe</span>.</span>...Analysts at Morgan Stanley reiterated an overweight rating for the bank in a note Thursday. Analysts said that <span class="company">Zions</span> entered into a swap with Deutsche Bank to reduce <span class="company">Zions</span>' risk weighted assets by about $4 billion, and called the widely anticipated move the right choice, as it would be less dilutive than issuing equity.<span class="sent"> "<span class="company">Zions</span> is one of our top picks in the madcap bank space, with one of the most attractive valuations," said analyst <span class="analyst">Ken Zerbe</span>.</span> "It has an attractive franchise, solid long term growth opportunities and, with credit and capital pressures abating, we see significant upside to the shares.".
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event_date=2010-07-21 20:06:36;
sort_date=40380.837917;

Chief Pulse Comment by Doyle L Arnold
Lack of demand is forcing some banks to be more aggressive competing for the good credit prospects out there.
Salt Lake City's Zions Bancorp is seeing bigger national banks coming into its pasture looking for customers, Chief Financial Officer Doyle Arnold said Monday. "What we have seen in the last couple of months is a fairly significant increase in price competition for the better quality, larger commercial loans and perhaps more modest increase in competition for more typical smaller business loans," he said. The bank has been careful about matching loan pricing and terms, "but it seems pretty clear this price competition is real," and the company is in some instances meeting it, he added.
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Lack of demand is forcing some banks to be more aggressive competing for the good credit prospects out there. <span class="sent">Salt Lake City's <span class="company">Zions</span> Bancorp is seeing bigger national banks coming into its pasture looking for customers, Chief Financial Officer <span class="analyst">Doyle Arnold</span> said Monday.</span> "What we have seen in the last couple of months is a fairly significant increase in price competition for the better quality, larger commercial loans and perhaps more modest increase in competition for more typical smaller business loans," he said. The bank has been careful about matching loan pricing and terms, "but it seems pretty clear this price competition is real," and the company is in some instances meeting it, he added.
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event_date=2010-07-20 23:43:11;
sort_date=40379.988322;
Chief Pulse Comment by Harris H Simmons
event_date=2010-07-19 16:44:04;
sort_date=40378.697269;
event_date=2010-07-14 08:58:32;
sort_date=40373.373981;
Zions Bancorporation (ZION) had
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